The 10yr Treasury Note Yield started at 2.10% and ended at 1.62%.
Home appreciation was up 5% (nationally).
Only one small rate hike from the Feds of .25%.
Oil prices dropped from around $80/barrel to about $40/barrel
They are predicting stable rates, though they predict about 2 quarter percent rate hikes from the Feds, continued low inventory/high demand for housing, 5% appreciation again, rents continuing to rise 4% and incomes rising a little bit.
Basically a repeat of 2015.
Updated high-balance conforming and FHA loan amounts now at $580,750.
Also, the same for VA 100% financing option!